💨 Poof…half the year is gone.

Here's the thing: about 38% of us set a money goal every January, and the average resolution survives just 3.74 months. (Both numbers come from the same Forbes Health/OnePoll survey of 1,000 U.S. adults.) We're in month six. So statistically, whatever you swore you'd do with your money back in January flatlined right around late April.

It's June now, and you've got six months of receipts from Starbucks, Steam, Spirit Airlines (R.I.P.), and Crunchyroll. Before you autopilot into 2027, let's do a financial check-in with ourselves, ****so that by the end of this, you'll know where your money's been going, whether your goals still fit, and what to fix before the year runs out.

The Financial Diet posted five questions to sit with at the halfway point, and they're Rich Nerd approved — so I don't see a need to edit them:

1️⃣ 📃 If I looked at my bank statements, would they accurately reflect my priorities?

2️⃣ 🥅 Am I still saving for goals I actually even want/are still relevant to me and my situation?

3️⃣ 🙈 If nothing about my spending or strategy changed now, would I be able to accept the way my finances look on December 31st?

4️⃣ 💸 What financial habit is costing me more than I realize?

5️⃣ 🏖️ Did I make a summer spending plan, or is it looking like summer's about to make one for me?

The goal of this exercise is to spot the money leaks early, keep the goals worth keeping, and finish the year with a plan (not shame). Grab your favorite drink, post up at a coffee shop if you need the background buzz, or lock yourself in a dark closet (preferably your own) if silence is how you focus — then sit with each of these and be honest. Future you will thank you.

Thx 4 reading,

Imran